YouWanna - Create leads for your business

Articles

Loan Forgiveness and Online Education

Some professions are in dire need of people to join the field. Education, nursing, law enforcement, and the military reserves are experiencing shortages. Other professions may have challenges attracting people only in certain geographic areas. There may be a glut of nurses in a market like Long Island on the fringes of entertainment-saturated, culture-rich New York City, but a paucity of nurses in out-of-the-way Alaska or rural Mississippi.

If you agree to work for a certain amount of time in an under-served area, you may be able to get help with your education expenses. In certain circumstances, the federal government can cancel your student loan.

(To search for all available loan forgiveness and loan repayment programs, browse the eLearners.com Debt-Free College Guide.)

Nursing

U.S. Department of Health and Human Services
http://bhpr.hrsa.gov/nursing/loanrepay.htm

Teaching

American Federation of Teachers
http://www.aft.org/teachers/jft/loanforgiveness.htm

Law Enforcement

U.S. Department of Education, Perkins Loan Discharge/Cancellation
http://www.ed.gov/prog_info/SFA/StudentGuide/2002-3/perkins.html

Military/Reserves

Montgomery GI Bill
http://www.gibill.va.gov/

Troops-to-Teachers
http://www.ed.gov/programs/troops/index.html

If you are not a professional in one of those fields, but are willing to volunteer your time you may be eligible to receive some relief or loan deferment through:

AmeriCorps, a program of the Corporation for National and Community Service
http://www.americorps.org/

Peace Corps
http://www.peacecorps.gov/

VISTA, Volunteers in Service to America
http://www.friendsofvista.org/

Other loan forgiveness resources

Federal Student Loan Repayment Program (.PDF)
http://www.opm.gov/oca/pay/studentloan/html/fy05Report.pdf

Loan Forgiveness Programs at Vault.com
http://www.vault.com/studentloans/articles.jsp?type=3&ch_id=350&article_id=26413176&
cat_id=3031&listelement=1